That’s a valid pushback on my assertion that the U.S. market benefits consumers. It’s still true that you can do better than 2% if you’re diligent, but most peo

That’s a valid pushback on my assertion that the U.S. market benefits consumers. It’s still true that you can do better than 2% if you’re diligent, but most people aren’t, so point taken that it may be a wash for even moderately tuned-in consumers. Thanks!