Hmm, not so sure I'd trust "safe enough" in a flood plain, earthquake zone or valleys around a volcano. Some people won't be able to afford the difference, and

Hmm, not so sure I'd trust "safe enough" in a flood plain, earthquake zone or valleys around a volcano. Some people won't be able to afford the difference, and every so often you'll get a news story about 1,000-100,000 dying in a natural disaster.