I felt this comment! I racked up plenty of debt during my school years and it only increased after that for no good reason. I felt overwhelmed most of the time

I felt this comment! I racked up plenty of debt during my school years and it only increased after that for no good reason. I felt overwhelmed most of the time and the marginal increases in debt didn't feel like much. So my debt grew another 30%, which for me was a lot. I've finally got a handle on my debt and I'm paying it off, but this turn of events only came about after a lot of suffering and feeling awful about my debt. It took years to smarten up and realize the pain of limiting myself in my purchases is less than the pain of having the debt hanging over my head.