Every Apple ID requires a form of payment associated unless you specifically set it up without one. https://support.apple.com/en-us/HT204034 https://support.ap

Every Apple ID requires a form of payment associated unless you specifically set it up without one. https://support.apple.com/en-us/HT204034 https://support.apple.com/en-us/HT204034 An Apple ID has nothing to do with Apple Pay. Apple Pay is a separate service you can turn on if you want to, or, not. The crazy ideas people have about Apple & anti-trust mostly have to do with pretty much everyone not really understanding Apple service offerings.