4 ms·

> i can guarantee you that there are probably hundreds (if not thousands) of stories like that, with people getting shut down for no good reason, and having the

> i can guarantee you that there are probably hundreds (if not thousands) of stories like that, with people getting shut down for no good reason, and having their business killed How about Apple telling me they don't like my business bank (a well known UK bank I've been with for 10 years) and simply refusing to set up the account. In a very cold, "go away already", manner. I wasn't going to kill the relationship with my business bank just because Apple told me to, so the app never got onto App Store and I shut down my dev account.

kungato 6y ago
OT: why do you care which bank you're in?
- fsflover 6y ago
  Why would you allow Apple to decide which bank you must use?
  - kungato 6y ago
    My bank doesnt support Google Pay so I switched. Life is full of obstacles but we should go around them and not through them. Only person you hurt in your case is yourself. Or you didn't really want to bother with the whole thing anyway so you stopped at the first issue
    - joshuaissac 6y ago
      The person you replied to is not the same one from the original story. And there are many reasons to prefer one bank to another; in the poster's case, switching to an Apple-supported bank might have introduced more obstacles to go through than it would have avoided.
    - rbecker 6y ago
      > Life is full of obstacles but we should go around them and not through them. Excellent example of short-term thinking. If everyone followed your advice, Google and Apple would be able to extort any bank in the world, until in addition to their software and ad near-monopolies, they'd also have a banking near-monopoly.
  - rimliu 6y ago
    Why would you not allow Apple to decide what banks they want to deal with? If some bank has e.g. bad reputation because of some money laundering or terrorist money scandals, why would a business want to be associated with that?
- gravitas 6y ago
  As an American (banking system), I carefully choose which banks and credit unions I use based on a multitude of factors. Anecdotally many of my friends and colleagues are the same, the service and benefits (and hassles) vary greatly from one financial institution to another.
  - kungato 6y ago
    Yeah I guess I'm asking from EU perspective where in 2 countries I haven't really experienced any difference between available banks. I just went with first advice and haven't really noticed something was missing
- 9HZZRfNlpR 6y ago
  I personally want to do banking with my local bank so the money flows to local economy not to some big American international company. I think this is a very good reason out-of many.
dijit 6y ago
All the issues people have with apple can be applied to most corporations. Don't get me wrong, I think it's abhorrent, but it's something you should think about. I once tried to open a new bank account with my bank of 10y, and set up direct debit to it. The point was that I was going to pay my rent from that new account (both me and a roommate would pay into the account, and a direct-debit would go to the landlord). I filed the paperwork, in person, and heard nothing, a week passed, I phoned the bank, they said call back tomorrow. I did, "please call in a week". Waited a week, "please call back next week".. So I go in person to the bank, and I refuse to leave until they fix it- I was being pressured by the landlord, I couldn't take the keys of the new property until proof of direct debit was handed over. I waited for 5hrs in the lobby, basically from a few minutes after the branch opened until the mid-afternoon. Eventually a teller decided to help me because none of the bank managers were going to look at it. What was the problem? apparently because I had claimed to have an income on one of the forms they wanted proof. I had never been asked to delclare proof before; and bearing in mind that previously I had never declared any income on any account _and_ I had standing orders/direct debits coming from the account; this was also the account that was where my salary landed, the only account I'd had since I was 13. I tried to give proof, I showed bank statements and payslips... contracts etc; but because the payslips were on my phone they didn't accept them, I asked if I could use a printer and they said no. So, I walked across the street to Barclays, opened 3 accounts with my passport and a proof-of-address, set up all my direct debits in 1hr, transferred all my money and that was the end of it. What pissed me off most was the lack of transparency on exactly /why/ they decided not to move forward, expecting me to just sit on my hands forever is not good. Fuck you HSBC, that was nearly 10 years ago and I still fucking hate you. er... my point is that corps can be fickle and you shouldn't trust any of them. Especially the ones that implore you to trust them.
- bnastic 6y ago
  > Especially the ones that implore you to trust them With long established institutions (like banks) you still have lots of competitors to choose from, and legal recourse if you are wronged. There is no recourse when PayPals, Amazons and Apples of the world decide to scrub you. In my case it was Apple refusing to work with a bank because they don't have branches, apparently. It's a well known private bank, with a gazillion businesses banking with them, a subsidiary of a rather large multinational bank. For ten years my company has been paid by, and paid out to, numerous entities in the UK and abroad, with no problems. But now Apple comes around, all arrogant as they are, telling me to switch banks because they have enacted a rule that doesn't exist in any laws, just because they can? I am not willing to go down that route.
ta17711771 6y ago
You built a Progressive Web App (PWA) after that, right?

kungato 6y ago

OT: why do you care which bank you're in?

fsflover 6y ago
Why would you allow Apple to decide which bank you must use?
- kungato 6y ago
  My bank doesnt support Google Pay so I switched. Life is full of obstacles but we should go around them and not through them. Only person you hurt in your case is yourself. Or you didn't really want to bother with the whole thing anyway so you stopped at the first issue
  - joshuaissac 6y ago
    The person you replied to is not the same one from the original story. And there are many reasons to prefer one bank to another; in the poster's case, switching to an Apple-supported bank might have introduced more obstacles to go through than it would have avoided.
  - rbecker 6y ago
    > Life is full of obstacles but we should go around them and not through them. Excellent example of short-term thinking. If everyone followed your advice, Google and Apple would be able to extort any bank in the world, until in addition to their software and ad near-monopolies, they'd also have a banking near-monopoly.
- rimliu 6y ago
  Why would you not allow Apple to decide what banks they want to deal with? If some bank has e.g. bad reputation because of some money laundering or terrorist money scandals, why would a business want to be associated with that?
gravitas 6y ago
As an American (banking system), I carefully choose which banks and credit unions I use based on a multitude of factors. Anecdotally many of my friends and colleagues are the same, the service and benefits (and hassles) vary greatly from one financial institution to another.
- kungato 6y ago
  Yeah I guess I'm asking from EU perspective where in 2 countries I haven't really experienced any difference between available banks. I just went with first advice and haven't really noticed something was missing
9HZZRfNlpR 6y ago
I personally want to do banking with my local bank so the money flows to local economy not to some big American international company. I think this is a very good reason out-of many.

dijit 6y ago

All the issues people have with apple can be applied to most corporations. Don't get me wrong, I think it's abhorrent, but it's something you should think about. I once tried to open a new bank account with my bank of 10y, and set up direct debit to it. The point was that I was going to pay my rent from that new account (both me and a roommate would pay into the account, and a direct-debit would go to the landlord). I filed the paperwork, in person, and heard nothing, a week passed, I phoned the bank, they said call back tomorrow. I did, "please call in a week". Waited a week, "please call back next week".. So I go in person to the bank, and I refuse to leave until they fix it- I was being pressured by the landlord, I couldn't take the keys of the new property until proof of direct debit was handed over. I waited for 5hrs in the lobby, basically from a few minutes after the branch opened until the mid-afternoon. Eventually a teller decided to help me because none of the bank managers were going to look at it. What was the problem? apparently because I had claimed to have an income on one of the forms they wanted proof. I had never been asked to delclare proof before; and bearing in mind that previously I had never declared any income on any account _and_ I had standing orders/direct debits coming from the account; this was also the account that was where my salary landed, the only account I'd had since I was 13. I tried to give proof, I showed bank statements and payslips... contracts etc; but because the payslips were on my phone they didn't accept them, I asked if I could use a printer and they said no. So, I walked across the street to Barclays, opened 3 accounts with my passport and a proof-of-address, set up all my direct debits in 1hr, transferred all my money and that was the end of it. What pissed me off most was the lack of transparency on exactly /why/ they decided not to move forward, expecting me to just sit on my hands forever is not good. Fuck you HSBC, that was nearly 10 years ago and I still fucking hate you. er... my point is that corps can be fickle and you shouldn't trust any of them. Especially the ones that implore you to trust them.

bnastic 6y ago
> Especially the ones that implore you to trust them With long established institutions (like banks) you still have lots of competitors to choose from, and legal recourse if you are wronged. There is no recourse when PayPals, Amazons and Apples of the world decide to scrub you. In my case it was Apple refusing to work with a bank because they don't have branches, apparently. It's a well known private bank, with a gazillion businesses banking with them, a subsidiary of a rather large multinational bank. For ten years my company has been paid by, and paid out to, numerous entities in the UK and abroad, with no problems. But now Apple comes around, all arrogant as they are, telling me to switch banks because they have enacted a rule that doesn't exist in any laws, just because they can? I am not willing to go down that route.

ta17711771 6y ago

You built a Progressive Web App (PWA) after that, right?