For each mistake, you need to define a solution that you can use beforehand so that you don't have to think of a solution when you are faced with a difficult si

For each mistake, you need to define a solution that you can use beforehand so that you don't have to think of a solution when you are faced with a difficult situation. You need to condense the mistakes into as few words as possible and broaden each problem so that it's not specific to one situation. Keep a list of the mistakes you make. Pick one or two and define a solution when you encounter yourself in the same situation. Review it every day and act on it. Once you feel satisfied with the results move on to the next. You can't fix all of them at the same time but you can work on a few at a time. There are no quick answers. It's a matter of work and time. Also, see if you can come up with a simple rule that will always help you. Such as: Excessive Debt is a problem. To fix it, always make sure that you have enough money to pay for what you want, in cash.