> I think it's more about finding a sweet spot between lender/borrower responsibility. If you're giving some kid who's day trading after watching a few youtube

> I think it's more about finding a sweet spot between lender/borrower responsibility. If you're giving some kid who's day trading after watching a few youtube videos $1M, you're irresponsible and deserve to lose your $1M. The system shouldn't protect these people. I would apply the same logic and processes to student loans as well. Fiar point, fully agree.