every dollar has a purpose.. this isn't a ynab specific method. ynab has written a number of articles about this technique. here is one way i use ynab: what i

every dollar has a purpose.. this isn't a ynab specific method. ynab has written a number of articles about this technique. here is one way i use ynab: what it allows me to do is gives me very good insight into the amount of money i need to save up each month for expenses that are due 6-12 months. i then take this money and place it in high-risk investment vehicles. sometimes you win, sometimes you lose, sometimes i don't invest.