You can always use Indie Gogo, Kick Starter, Patreon or any other similar platform to fund your project. Banks are risk averse. Lending to a restaurant they ca

You can always use Indie Gogo, Kick Starter, Patreon or any other similar platform to fund your project. Banks are risk averse. Lending to a restaurant they can always recoup a lot of material and other physical assets as collateral. Not necessarily so for most software dev. That's my perspective.