> The ones they checked with now have a clause that says they will not be responsible for any payout should the insured, at the time of buying, already knows or

> The ones they checked with now have a clause that says they will not be responsible for any payout should the insured, at the time of buying, already knows or reasonably deduces that the flight can be delayed anytime. I think if burden is on insurer, then insurance can get away with any payout. They can always claim you knew weather is bad. So after all, insirance career is a big winner here.