> To me, she deserves every dollar she made for making the insurance market more efficient. And to others, she was committing obvious fraud. Notably, to her,

> To me, she deserves every dollar she made for making the insurance market more efficient. And to others, she was committing obvious fraud. Notably, to her, this was fraud, because she used fake identities to buy the policies. The "I'm just an agent of libertarian market efficiency" excuse goes out the window once you start trying to hide your tracks.