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> The ones they checked with now have a clause that says they will not be responsible for any payout should the insured, at the time of buying, already knows or
by franciscop 6y ago
> The ones they checked with now have a clause that says they will not be responsible for any payout should the insured, at the time of buying, already knows or reasonably deduces that the flight can be delayed anytime.
Wait how is that the solution at all? That seems like might be a lot worse for everyone involved, including innocent insurers. I would expect them to somehow reduce the payout to only the cost of the flights or similar, resulting on a net neutral for the insured.
- martin-adams 6y agoI guess part of the reason people have insurance is to cover other losses, such as hotels and onward flights. Reducing to the cost of the flight might lose a lot of customers.
- Cthulhu_ 6y agoYup, I've never heard of insurance for just a missed flight, but I have heard of cancellation insurance for the whole journey.
- webmaven 6y ago> Yup, I've never heard of insurance for just a missed flight, but I have heard of cancellation insurance for the whole journey. If you only get insurance for outright cancellation, there is a "donut hole" between that and what the airline will cover in the case of longer delays. BTW, it can be illuminating to read what the slightly more expensive travel insurance packages will cover; things like a helicopter medevac back to civilization, or ransom payments in case of kidnapping.