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ACH payments cost less. Will online shoppers ever switch?

• TheAdamist 6y ago
  No. There is zero benefit to the shopper and extreme fraud risk. Also, plaid apparently is in the process of being acquired by Visa, so an article advocating against credit cards is an interesting career choice.
  • ta17711771 6y ago
    They're not. Read the article.
• jakeogh 6y ago
  I'll stick to cash. The result of not using is the loss of the ability to have 2 party direct money transfers.
• EADGBE 6y ago
  As long as the upfront costs for ACH remain as high as they are (I’m looking at you, Plaid), no, people will not switch. Consumers definitely don’t give a crap. Until people offer cash vs credit discounts, no one will move away from credit cards. Just like Visa/MC/Amex planned.