I've got a Chase card I use very infrequently. If it goes about a year with no usage I receive a letter saying they are going to close it unless I make a charg

I've got a Chase card I use very infrequently. If it goes about a year with no usage I receive a letter saying they are going to close it unless I make a charge. So I charge something to it, that refreshes the usage timer, and I move along. It has been cycled like this for about three or so years now. > I just got a letter from Chase about an Amazon branded credit card that said they are reducing my credit limit because I haven't been using it enough in the past year. So? Proper usage of a credit card says you never carry a balance over a statement cycle therefore whatever the magical setting of the "credit limit" happens to be is immaterial unless the new limit is so low you can not purchase anything without going over that limit.