> Even just logging in is a chore, and often doesn't work. Their two-factor implementation is a mess. My parents switched from Lloyds (UK) to HSBC and are look

> Even just logging in is a chore, and often doesn't work. Their two-factor implementation is a mess. My parents switched from Lloyds (UK) to HSBC and are looking to switch again. You can't have multiple devices logged in. I.e. you can log in just fine on your "security key" device (say a phone), but if you want to login on your iPad to check something, you have to get a code from the app on your phone. Absolutely pointless.