I didn't work particularly hard. Aside from a year or two at near the beginning, I've always worked 40 hours a week. Today (32) I have a house in a nice part of

I didn't work particularly hard. Aside from a year or two at near the beginning, I've always worked 40 hours a week. Today (32) I have a house in a nice part of a not expensive city, no debt excluding mortgage, and a well funded 401k.