I personally think that Microsoft benefits are more pragmatic, realistic, and usable even if they rank lowest on the comparison. A lot of the stuff Google offer

I personally think that Microsoft benefits are more pragmatic, realistic, and usable even if they rank lowest on the comparison. A lot of the stuff Google offers, is icing on the cake. The problem is that there are loopholes in health insurance, that unless you have extensive experience and a keen eye, you will miss the financial tricks. For example, in my state, we have the highest amount of surprise bills (usually out-of-network billing) in the US, statistically. I have a family member who was considering getting a plan that was $100 cheaper per month, but had a very high out of network billing cap. But, if you have health conditions, making a spreadsheet like this goes a long ways: https://www.reddit.com/r/diabetes/comments/9xwvl4/usa_i_created_and_am_sharing_a_spreadsheet_for/ https://www.reddit.com/r/diabetes/comments/9xwvl4/usa_i_crea... But, things should not be this way. It is chaotic to have to worry about healthcare costs like this.