Where does it state they're giving all "leftover" cash to charity? I guess it says it at the beginning but it sounds like marketing speak. What is even "leftove

Where does it state they're giving all "leftover" cash to charity? I guess it says it at the beginning but it sounds like marketing speak. What is even "leftover" anyway? > Our 2019 annual Giveback for the 12 month period ended June 30, 2019 amounted to about 1.5% of earned premiums. They take 25% on all premium to begin with. From what I know - standard in the industry is somewhere between 20-25% cut. So, for them to take effectively 23.5% isn't weird at all. If they go public - their employees can cash out. There's no way anyone at Lemonade will stay unless that stock everyone is earning gets paid out.