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They were cheaper for me until I realized they don't cover earthquakes, and then they became much more expensive than bundling with USAA sadly. I'd definitely b
by servercobra 6y ago
They were cheaper for me until I realized they don't cover earthquakes, and then they became much more expensive than bundling with USAA sadly. I'd definitely be interested in them for most types of insurances though. They're super easy to use and importantly, super easy to cancel.
- bcrosby95 6y agoI don't know how it is for renters, but you can't find a standard homeowners insurance that will cover earthquakes, at least not in California. This occurred after the damages and insurance claims from the Northridge earthquake. You have to buy earthquake insurance through a state program that the insurance company may offer - but it isn't really from the company, its from the state. In general, they are extremely high deductible programs and only for catastrophic loss - e.g. deductibles that are 25% of the structure.
- 0xffff2 6y agoI don't know about other insurers, but USAA's renter's insurance covers earthquakes. Also, I just got a quote from Lemonade and they have an option to add earthquake coverage via a third party. I think the difference is that renter's insurance isn't covering damage to the building. They're only covering damage to your stuff if it gets buried underneath the building.
- adeelk93 6y ago"Walls in" is what such a policy would be referred to as