4 ms·

At the end of the article, it states that 80% of the New Yorkers that receive unemployment benefits chose to receive them via direct deposit, and the 20% that d

• dragonwriter 6y ago
  Right, what I’m saying, using California UI as an example, is that it's possible that there are implementation-detail-based reasons that people do not choose direct deposit, especially the large surge of new filers in the present predicament who often also had delayed benefits and thus were more likely to have urgent immediate need. The 30,000 foot view of a program often obscures important details; information on California UI I've seen also refers to how many choose direct deposit vs. choosing an ATM card, glossing over the details of the mechanics of how that works which is actually that everyone gets an ATM card, and some people, after getting it, redirect the funds to their bank, which only happens as direct deposit after the first time (and not really even then, IIRC, it still goes into the account tied to the card and then is immediately automatically transferred.)