Not to dismiss your point completely, but bulging batteries are usually always replaced free of charge, even at Nokia. Secondly, water based damages aren't cove

Not to dismiss your point completely, but bulging batteries are usually always replaced free of charge, even at Nokia. Secondly, water based damages aren't covered at Apple either (there are moisture sensors which tell this). Apple has also made some unhappy customers in the northern hemisphere caused by voided warranty when products are used below freezing point.