Part of the problem is that in the meantime millennials can't save anything and have to overleverage in order to get by. At some future Boomer Great Dying a lot

Part of the problem is that in the meantime millennials can't save anything and have to overleverage in order to get by. At some future Boomer Great Dying a lot of millennials wont have a lot of liquid cash to take advantage of the situation. Millennials (on average) had to take on massive student debt just to get entry level mail room positions where previous generations did not. Millennials are entering their 40s. Their adult lives have been filled with Black Swan events which says those aren't Black Swans but the new normal much shittier swan. So not only did Millennials have to start from behind they keep getting hit with externally imposed crises that make it extremely difficult to get ahead. Germane for a lot of HN Millennials, housing prices in areas with tech companies are insane and even a Boomer Great Dying isn't going to help get a toehold in real estate.