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It depends, Europe is quite diverse. For example, practically everything is paid by card in the Netherlands, but cash is used in Spain. Although in these covid

by yiyus 6y ago

It depends, Europe is quite diverse. For example, practically everything is paid by card in the Netherlands, but cash is used in Spain. Although in these covid times, everything has to be paid by card everywhere I know.

_xoo 6y ago
Again, it depends. E.g. in Switzerland you can still pay using cash.
brnt 6y ago
But in the Netherlands food (and other online purchases) are nearly universally done with the local iDeal system. Germany and Belgium use Sofort, and for Poland there a few parallel systems. France and I guess Spain CCs are used. Its varied.
- rjsw 6y ago
  In my experience, French bank cards are debit cards not credit ones.
  - brnt 6y ago
    Ah, then there to whole Maestro/VPay vs MasterCard/Visa thing. With CC I mean the latter, but its true they provide debit versions of those. My French bank provide a proper credit-CC though.
smartbit 6y ago
In 2019 according to the Dutch Central Bank [0] 1/3 of payments is done in cash amounting for 21% of the volume. And 88% carry cash. 2019 transactions value cash 32% 21% pin (iDeal) 24% 44% contactless (iDeal) 43% 33% creditcard 0.6% 2% ownership 2017 2018 2019 pocketcash 90% 88% 88% debitcard w. contactless 73% 83% 86% debitcard w. pin 33% 23% 18% contactless debit smartphone 7% 9% 12% app for p2p payments 17% 23% 31% creditcard 43% 44% 44% Maximum contactless in 2019 was €25, above €25 pin required. After covid-19 this was raised to €50. All debitcards allow pin transactions. These numbers come from the pfd at [0]. [0] https://www.dnb.nl/nieuws/nieuwsoverzicht-en-archief/dnbulletin-2020/dnb388287.jsp https://www.dnb.nl/nieuws/nieuwsoverzicht-en-archief/dnbulle... on April 20, 2020
dep_b 6y ago
Don’t expect to be able to pay anything with a credit card in The Netherlands. It’s all maestro debit cards.

by yiyus 6y ago

_xoo 6y ago

Again, it depends. E.g. in Switzerland you can still pay using cash.

brnt 6y ago

But in the Netherlands food (and other online purchases) are nearly universally done with the local iDeal system. Germany and Belgium use Sofort, and for Poland there a few parallel systems. France and I guess Spain CCs are used. Its varied.

rjsw 6y ago
In my experience, French bank cards are debit cards not credit ones.
- brnt 6y ago
  Ah, then there to whole Maestro/VPay vs MasterCard/Visa thing. With CC I mean the latter, but its true they provide debit versions of those. My French bank provide a proper credit-CC though.

smartbit 6y ago

In 2019 according to the Dutch Central Bank [0] 1/3 of payments is done in cash amounting for 21% of the volume. And 88% carry cash. 2019 transactions value cash 32% 21% pin (iDeal) 24% 44% contactless (iDeal) 43% 33% creditcard 0.6% 2% ownership 2017 2018 2019 pocketcash 90% 88% 88% debitcard w. contactless 73% 83% 86% debitcard w. pin 33% 23% 18% contactless debit smartphone 7% 9% 12% app for p2p payments 17% 23% 31% creditcard 43% 44% 44% Maximum contactless in 2019 was €25, above €25 pin required. After covid-19 this was raised to €50. All debitcards allow pin transactions. These numbers come from the pfd at [0]. [0] https://www.dnb.nl/nieuws/nieuwsoverzicht-en-archief/dnbulletin-2020/dnb388287.jsp https://www.dnb.nl/nieuws/nieuwsoverzicht-en-archief/dnbulle... on April 20, 2020

dep_b 6y ago

Don’t expect to be able to pay anything with a credit card in The Netherlands. It’s all maestro debit cards.