I see it as a bit of both. I don't see myself going to a movie theater anytime soon even if they are allowed to open. Our restaurant spending is 1/3 what it use

I see it as a bit of both. I don't see myself going to a movie theater anytime soon even if they are allowed to open. Our restaurant spending is 1/3 what it used to be. A tank of gas lasts almost a month rather than a week. I used to go grocery shopping every week with at least one additional trip to grab one thing I needed. Now I go every 2 weeks and don't make a special trip unless we absolutely can't make anything without that missing ingredient. All kinds of jobs are at risk in this type of environment. Service will be hit hardest but there are ripple effects that will impact pretty much everyone to some degree.