Depends on what you want to use it for. Transferwise's borderless account and multi currency debit card has served me well for years. It's worth noting though

Depends on what you want to use it for. Transferwise's borderless account and multi currency debit card has served me well for years. It's worth noting though that they are not a bank. They are a money transfer service and as such not covered by any deposit insurance scheme. Also, some institutions like stock brokers do not accept payments from Transferwise. Monzo has also been working well for me, but I only opened the account a couple of months ago. Unfortunately they don't have a web interface, which makes it a bit more fiddly to use than I would like. And they are UK only.