> “I thought maybe I should speak to another institution for legal advice because I am a foreigner,” Elena says. “[But] they said I had no additional time and t

> “I thought maybe I should speak to another institution for legal advice because I am a foreigner,” Elena says. “[But] they said I had no additional time and that I have 30 minutes to make this decision.” Really nasty tactics. Impossible to understand the consequences of what you're signing in that short of a time.