> I could conceivably retire if I moved to a low cost area, but I enjoy my lifestyle so will keep at it a bit longer. I am in a similar position but what keeps

> I could conceivably retire if I moved to a low cost area, but I enjoy my lifestyle so will keep at it a bit longer. I am in a similar position but what keeps me from thinking about early retirement is not knowing what will be my financial needs in the future, and I'm concerned that I might not be fully aware of the role that luck played in getting a cushy life.