It doesn't necessarily mean total loss of data, because it would replicate onto your other devices - and you could also run a server too as an always-on p2p nod

It doesn't necessarily mean total loss of data, because it would replicate onto your other devices - and you could also run a server too as an always-on p2p node. The idea is to have a hybrid, so casual users can start off p2p but then pin their accounts to a server when they see the value.