I think another core problem that's hinted at, but not addressed directly in the article is understanding risk. Many people are fine with "this is a risky inves

I think another core problem that's hinted at, but not addressed directly in the article is understanding risk. Many people are fine with "this is a risky investment" without really comprehending what the risk is, or even what the ballpark of the risk is. After all, the big advertisement page says "up to N% return" and that's what matters. Similar to financial advisor disclaimers, it should be mandatory for every investment instrument to come with a clearly visible warning: "N% of retail investors trading this asset lose money". Risk and reward are correlated, thus it shouldn't be legal to advertise the rewards without highlighting the risk.