>Also, it redistributes wealth to the less well off; obviously, with the potential to earn a higher payout. If the net effect is to outcompete small businesses

>Also, it redistributes wealth to the less well off; obviously, with the potential to earn a higher payout. If the net effect is to outcompete small businesses with unprofitable schemes it seems like what we're actually doing is shrinking the overall pie and just redistributing the share of what's left.