> speculative cash-flow negative rental properties Usually that means rents aren't enough to cover the mortgages. Example: Buy a house for $2 million. Mortg

> speculative cash-flow negative rental properties Usually that means rents aren't enough to cover the mortgages. Example: Buy a house for $2 million. Mortgage, taxes, upkeep, insurance, pushing toward 100K a year. But there is no chance at all you are going to be able to get $8K/month rent to cover that. Long term rental property owners, on the other hand, are doing very very well even if they don't sell.