I'd say money isn't very relevant here. Uni can give you better start, but all depends on you. You wanna go to university to be a coder/designer? Don't do it.

I'd say money isn't very relevant here. Uni can give you better start, but all depends on you. You wanna go to university to be a coder/designer? Don't do it. You wanna be a researcher/scientist/politic/etc? Yeah, go. P.S. I obtained a degree.