> Just to bring this into sharper focus: 10 minutes a day, twice a day, 5 times a week for 50 weeks a year amounts to 5000 minutes per year, or just a little ov

> Just to bring this into sharper focus: 10 minutes a day, twice a day, 5 times a week for 50 weeks a year amounts to 5000 minutes per year, or just a little over 83 hours. Or two full-time work-weeks worth of extra time, just spent commuting, every year. Definitely not worth it to me; in practice, the primary interaction I have with my HOA is the continued requirement to pay them. (All else being equal, I'd much rather not have one, but I wanted a walkable commute more.) > Oh, and BTW, the word "criteria" is plural. Its singular form is "criterion." Not anymore: https://www.merriam-webster.com/dictionary/criterion#usage-1 https://www.merriam-webster.com/dictionary/criterion#usage-1 . "The plural criteria has been used as a singular for over half a century." Much like "data" and "datum", it's no longer an observed distinction; "this data" and "this criteria" are entirely correct. But in any case, I was talking about both HOAs and distance, so a more elaborate form would have been "that combination of criteria". One could also argue that an HOA is a whole collection of related problems in and of itself.