And the loans are only forgivable if the business retains their employees. From https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-

And the loans are only forgivable if the business retains their employees. From https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program#section-header-8 https://www.sba.gov/funding-programs/loans/coronavirus-relie... : > Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.