The article suggests that they're pissed off that congress is considering limiting their overage fees (which IMO are purely predatory/opportunistic, no way an o

The article suggests that they're pissed off that congress is considering limiting their overage fees (which IMO are purely predatory/opportunistic, no way an overage actually costs the bank 150 bucks, I could be wrong though). So they're retaliating by saying "yeah, well we're just gonna stick it to you another way, then". Emotionally-driven economics at work. I mean, it's not like they could actually make the system more efficient. Less people to manage, harder to justify your big paycheck for managing a simple and efficient system.