A lot of people don't directly see that. For example if you rent in NYC, you have probably never seen how much water you consume, because the landlord pays the

A lot of people don't directly see that. For example if you rent in NYC, you have probably never seen how much water you consume, because the landlord pays the water bill. You might not even directly pay some other utilities like heat and hot water (a lot of apartment buildings have a single boiler for the entire building's heat and hot water).