> Take the difference in salary between a college graduate and a high school graduate over those 40 years. There is no difference. Incomes have held stagnant f

> Take the difference in salary between a college graduate and a high school graduate over those 40 years. There is no difference. Incomes have held stagnant for the entirety of those 40 years, despite the transition from people of equal calibre being only high school graduates 40 years ago to being college graduates today. $0 invested at 7% still leaves you with $0.