You're missing the point. The argument that your money would get you farther if you invest it over 40 years is inherently flawed because most people who don't g

You're missing the point. The argument that your money would get you farther if you invest it over 40 years is inherently flawed because most people who don't go to college don't do that. Your earning power is higher with a college degree. I never finished mine, and it took me a long time and a lot more work to catch up to my peers financially. I might never have done it if I didn't get lucky and make a few right choices in my 30a.