There are so many other ways of organising a society, that avoid the problems you are mentioning altogether. Instead of thinking its a problem that there are p

There are so many other ways of organising a society, that avoid the problems you are mentioning altogether. Instead of thinking its a problem that there are protections that limit what you can offer to be part of medical treatment or development of treatments for others... perhaps consider the issues of financial impact to begin with. They wouldn't need to recoup their costs. I'll guess that you are from the US, where getting sick is tantamount to financial ruin for a significant part of the population.