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There’s an old story about a guy taking a smoke break with his non-smoking colleague. “How long have you been smoking for?” the colleague asks. “Thirty years,
by deusex_ 6y ago
There’s an old story about a guy taking a smoke break with his non-smoking colleague.
“How long have you been smoking for?” the colleague asks.
“Thirty years,” says the smoker.
“Thirty years!” marvels the co-worker. “That costs so much money. At a pack a day, you’re spending $1,900 a year. Had you instead invested that money at an 8% return for the last 30 years, you’d have $250,000 in the bank today. That’s enough to buy a Ferrari.”
The smoker looked puzzled.
“Do you smoke?” he asked his co-worker.
“No.”
“So where is your Ferrari?”
- oars 6y agoThis is perfect for explaining my current situation (not related to college nor smoking). Thank you for sharing.
- nerdponx 6y agos/Ferrari/several years of retirement income/
- arcturus17 6y ago- Do you have several years of retirement income in the bank? - No, I spent it all on $SOMETHING_ELSE I think that’s the point...
- lukego 6y agoIt's a naïve joke though because while few of the non-smoking colleagues are driving around in Ferraris many of them are discretely funding a secure retirement. So the joke really is on the smoker.
- lazylizard 6y agoThere is no joke. Some prefer drink. Some prefer food. Some prefer cigarettes. People have different things to spend on thats all.
- darkerside 6y agoAnd some prefer saving. You don't actually _have_ to spend that money you know.
- fingerlocks 6y agoSaving is just spending at a future date.
- darkerside 6y agoMany people die with excess savings. It's not necessarily ideal, but it's qualitatively different from spending it.
- abstractbarista 6y agoPor que no los dos?