Except all retail and restaurants have not closed. I live in a state that has had one of the most aggressive and successful responses to the virus, and people a

Except all retail and restaurants have not closed. I live in a state that has had one of the most aggressive and successful responses to the virus, and people are still out and about in nice weather. The big box stores and groceries were open the whole time. Most restaurants have been open for take-out only, the whole time or most of the time. Smaller retailers are now allowed to re-open. People have been ordering a ton of stuff from online retailers. Commerce has slowed, and if everything somehow went back to normal next week we'd see the effects of just this initial slowdown for years to come. We are a service-based economy that depends on continual consumer growth that will never come back the way it was. The deep systemic impacts of all this have not really started yet.