Yes, we implemented that poorly. But other countries have done it better, as my link points out, so it's not like it's the policy which is flawed. The shortcomi

Yes, we implemented that poorly. But other countries have done it better, as my link points out, so it's not like it's the policy which is flawed. The shortcomings of our executive branch are basically the reason we haven't done any of these things well. But one simple thing we could have done better is to pay the banks a fixed fee, instead of a percentage of the loan, which incentivized banks to ignore the smaller businesses.