I'm in India now, and I don't see these super apps as monopolies , at least not yet. You can pay bills, recharge your mobiles and book tickets among other thin

I'm in India now, and I don't see these super apps as monopolies , at least not yet. You can pay bills, recharge your mobiles and book tickets among other things using a bunch of super apps without any exclusive lock-in. The government did one good thing making a commoditized payment API enabling seamless transfer of money between services. Thus the apps compete on UX and fees and it really shows. Getting stuff done through my mobile in India is an order of magnitude less painful than anything I experienced in the US.