If you believe the humans roughly follow a bell curve in terms of success/work ethic/conscientiousness/mental health/ability to get your sh*t together, pick you

If you believe the humans roughly follow a bell curve in terms of success/work ethic/conscientiousness/mental health/ability to get your sh*t together, pick your metric, there will always be some tail on the bell curve who legitimately can't hold it together. The trick is finding the sweet spot. Help too much, and disincentives become a drag on society. Help too little, and campers in the park and crazy guys waving needles around become a drag on society.