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If the transaction surcharges were 30% then people would be demanding we stopped using Visas. You are being deliberately obtuse and dishonestly sidestepping the

If the transaction surcharges were 30% then people would be demanding we stopped using Visas. You are being deliberately obtuse and dishonestly sidestepping the issue at hand. The exploitative and abusive charges have gotten dramatically worse in response to the pandemic as GrubHub and other app providers flexed their increased market muscle to extort restaurants facing no alternative. It is “willingly and knowingly” entering an agreement in the same sense that I willingly gave the guy who robbed me my wallet to avoid getting stabbed.

curryst 6y ago
They have not. The surcharges are the same as they always were. And depending on what you buy, the transaction fees might be as high, or higher (which is why you see the minimum credit card signs sometimes). So I assume you have some evidence that the charges are "exploitative and abusive", right? And not that that's just what it costs to have human beings drive around and deliver food to you, plus some reasonable margin? These companies are losing money. Some portion of that is that they are aggressively growing and re-investing, but let's not pretend that they're basically printing money. > It is “willingly and knowingly” entering an agreement in the same sense that I willingly gave the guy who robbed me my wallet to avoid getting stabbed. This is just disingenuous. I don't see any equivalency between someone providing arguably overpriced last mile delivery for my restaurant, and someone literally holding a knife to me. Restaurant owners have other options. You can raise prices on delivery orders to cover what delivery costs. You can set up your own delivery (which no one seems to be doing because it's not that simple). You can try to advertise enough to get your carry out orders high enough to survive. You can choose to shut down and hope the impact is short enough that your business savings will cover your expenses until business picks back up. You can shut down permanently. This isn't any different than any other business when the market shifts underneath them. Circumstances have changed. You can adapt your business, you can pay someone that has a solution that adapts you to those new circumstances, or you can close.

curryst 6y ago

They have not. The surcharges are the same as they always were. And depending on what you buy, the transaction fees might be as high, or higher (which is why you see the minimum credit card signs sometimes). So I assume you have some evidence that the charges are "exploitative and abusive", right? And not that that's just what it costs to have human beings drive around and deliver food to you, plus some reasonable margin? These companies are losing money. Some portion of that is that they are aggressively growing and re-investing, but let's not pretend that they're basically printing money. > It is “willingly and knowingly” entering an agreement in the same sense that I willingly gave the guy who robbed me my wallet to avoid getting stabbed. This is just disingenuous. I don't see any equivalency between someone providing arguably overpriced last mile delivery for my restaurant, and someone literally holding a knife to me. Restaurant owners have other options. You can raise prices on delivery orders to cover what delivery costs. You can set up your own delivery (which no one seems to be doing because it's not that simple). You can try to advertise enough to get your carry out orders high enough to survive. You can choose to shut down and hope the impact is short enough that your business savings will cover your expenses until business picks back up. You can shut down permanently. This isn't any different than any other business when the market shifts underneath them. Circumstances have changed. You can adapt your business, you can pay someone that has a solution that adapts you to those new circumstances, or you can close.