my current bank app (in europe) just sends me a push message on any transactions made in my name. and the previous bank had a sms service for the same not much

my current bank app (in europe) just sends me a push message on any transactions made in my name. and the previous bank had a sms service for the same not much cognitive load or anything (i disabled sound for these and just check em once a day) and very hard to miss any transactions you didn’t really authorize