3 ms·
I think the wider point is that it's amazing how lax and careless so many people are with their personal finances. They think nothing of wasting hundreds (thous
by hackissimo123 6y ago
I think the wider point is that it's amazing how lax and careless so many people are with their personal finances. They think nothing of wasting hundreds (thousands?) of $$$ a year on unnecessary purchases, including things that they don't even use (like old software subscriptions.) Then they complain that they're broke.
When I hear sob stories about how #{big_number}% of people can't afford an unexpected $500 bill, I'd love to know how many of those people would easily have $500 in savings if they cancelled all their unused subscriptions and stopped buying a new smartphone every year.
- scollet 6y agoTo query this, is there a certain intagibility in SaaS that promotes impassive spending? [Edited]
- saystupidthings 6y agoSpoken like someone who has never worked a minimum wage (or close to it) job. There is no savings. There is no extra smartphone. There is barely food and rent.
- watwut 6y agoThe assumption that people who don't use their subscriptions and those who can't afford emergency is unfounded. With economic gap between poor and richer, it is quite easy for one segment not to worry about subscriptions and for another to not have money. Anecdotally, programmers and other well paid people I know areally waaay more likely to buy subscriptions then people I know who don't have money. The people who buy new phone every year are also incredibly rate among those I know - not even rich people do it.