3 ms·
12 AM and 12 PM are only meaningful by some arbitrary convention, and I'm not sure if that's even very consistent. I try always to use 12 noon and 12 midnight
by gmac 6y ago
12 AM and 12 PM are only meaningful by some arbitrary convention, and I'm not sure if that's even very consistent.
I try always to use 12 noon and 12 midnight instead.
- hanche 6y agoThat’s why insurance policies in the US usually comes into effect at 12:01 AM.
- gmac 6y agoSame in the UK, and similarly they often cease at 11:59PM, which has always struck me as pretty unsatisfactory. What if a plane crashes on my house, between policies, during those two uninsured minutes? Sure, it's unlikely, but so are all the other things that might cause me to claim on my buildings insurance policy.
- hanche 6y agoSo make insurance policies overlap by 23 hours and 58 minutes? And leave it to the insurance companies to figure out which one gets to pay out if bad things happen during the overlap.
- gambiting 6y agoMost policies I've seen have a clause that says that if you are double insured for the same event then they won't pay out - which in effect could leave you with neither company paying anything. I have no idea how a court would look at such a clause, but it definitely exists.
- gmtx725 6y agoeven 12 midnight is ambiguous- for example is 12 midnight on January 1st the start of the new year? Or is it at the end of new year's day?