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Well, for one - I would have paid until I lost my job and split - and I would likely have had a better "relationship" with the bank as I had never missed a mort
by phlux 16y ago
Well, for one - I would have paid until I lost my job and split - and I would likely have had a better "relationship" with the bank as I had never missed a mortgage payment or made it late in the 4 years i had the place.
However - I was obviously just some number to the bank given that they heartlessly sold my loan as some lump sum group of loans out without notification or explanation - so I can only speculate....
- dennisgorelik 16y agoDid you offer them ~$20K (instead of full $30K you owed) in exchange for restructuring your debt? If yes - what did they reply?
- phlux 16y ago@dennisgorelik : Yes, I offered them everything I had, asked to refinance - filled out all their forms for refi - got a re-appraisal - sent them new employment info once I got a new job and they refused to work with me. They said, quote: "You make too much money for us to help you" - but with divorce, bills, child-support - I couldnt affor the 3600 a month mortgage any longer.... Now I can only afford about 1400 a month.
- dennisgorelik 16y agoSo now they got foreclosure on their hands?
- phlux 16y ago@dennisgorelik : Yes, I offered them everything I had, asked to refinance - filled out all their forms for refi - got a re-appraisal - sent them new employment info once I got a new job and they refused to work with me. They said, quote: "You make too much money for us to help you" - but with divorce, bills, child-support - I couldnt affor the 3600 a month mortgage any longer.... Now I can only afford about 1400 a month.