If I’m a minority in my area, does that count? Who is the minority in Southern California, Atlanta, Miami, or how about Queens where 48% of people are foreign

If I’m a minority in my area, does that count? Who is the minority in Southern California, Atlanta, Miami, or how about Queens where 48% of people are foreign born. Or are we just talking about black populations? This is a serious question. If you are offering up loans based upon race, is this racism? What if the minority in the area is white? Or the minority in the field is white? If he said “$100M to only white people” would it then be racist? It’s his money and he can do as he pleases, I’m mostly talking about societal ideology in general.